Skip to main content

CHS has been made aware that some individuals may have been contacted about employment opportunities by persons who are not from CHS Inc. Please note that any communication from a CHS recruiter would be sent using a chsinc.com email address. In addition, a CHS recruiter will not request money from a candidate involved in an offer process. If you have questions about contact regarding an employment opportunity, please reach out to chscareers@chsinc.com to verify that the communication is from CHS.
Collage of various career choices in CHS

Today, I strengthenedmy community

Analyst, Credit Experienced

Location Mitchell, South Dakota Date posted 09/29/2026 Job ID 25233 Salary range $61,400.00 - $98,200.00 Work arrangement Hybrid Schedule Full Time Function Finance & Accounting
I'm interested

CHS Inc. is a leading global agribusiness owned by farmers, ranchers and cooperatives across the United States that provides grain, food and energy resources to businesses and consumers around the world.  We serve agriculture customers and consumers across the United States and around the world.  Most of our employees are in the United States, but today we have employees in 19 countries. At CHS, we are creating connections to empower agriculture.

Summary

CHS is hiring an Experienced Credit Analyst to join its finance team. The Experienced Credit Analyst will evaluate customer creditworthiness, manage assigned credit portfolios and make recommendations that help protect CHS from financial risk while supporting business growth. This role partners closely with customers and internal business teams to establish appropriate credit terms, monitor account balances, negotiate collateral requirements and resolve moderately complex credit matters. The ideal candidate brings strong financial analysis, sound judgment, negotiation skills and a customer-focused approach.

This is a hybrid position based in Mitchell, SD.  

Responsibilities

  • Manage third party financing activity, including applications, advances, and payments for internal and external lenders.
  • Perform pre-sale credit risk evaluations on new customers, with emphasis on financial statement analysis as well as evaluation of data obtained from bank and trade references.
  • Conduct financial credit evaluations on assigned portfolios of customers, identifying key risk elements for each account, assign risk ratings and recommend appropriate action to reduce risk to CHS when warranted.
  • Approve credit line amounts within assigned authority level.
  • Manage customer account balances to their approved credit line amounts.
  • Negotiate collateral\security requirements with customers.
  • Coordinate with the Collections and the Legal departments on delinquent accounts in order to optimize CHS cash flow.
  • Critically and logically evaluate the costs, risks and benefits of alternative actions before making decisions.
  • Resolve moderately complex credit problems and confer with management on highly sensitive accounts.
  • Participate in special projects enhancing the department effectiveness by leveraging technology and the integration of Accounts Receivable portfolio with risk assessment tools.
  • Maintain and promote a strong safety culture and follow all safety policies, procedures and regulations. Identify and communicate workplace hazards and correct or seek assistance in correcting unsafe actions or conditions.
  • Perform other responsibilities as needed or assigned.

Minimum Qualifications (required)

  • High School diploma or GED
  • 2+ years of experience in Finance, Accounting and/or Credit

Additional Qualifications

  • Proficient in MS Office suite
  • Strong critical thinking, financial analysis and decision making skills
  • Strong negotiation and communication skills, both verbal and written
  • Demonstrated ability to collaborate with business partners, build and maintain positive customer relationships, and provide excellent customer service
  • Bachelor's degree preferred in Finance, Accounting, Statistics, Economics, Business, Business Administration, or related field
  • Pre-employment screening is based on the job requirements and industry guidelines and may or may not be required for the position. If required, selected candidates must pass pre-employment screenings to include all or a combination of drug, criminal, motor vehicle check, physical requirements and FMSCA Clearinghouse.  #LI-WB1

CHS offers a competitive total rewards package. Compensation includes base wage and, depending upon position, may include other earnings such as bonus, incentives and commissions. Actual pay offered will vary based on multiple factors which may include, without limitation, experience, education, training, specialized skills and certifications, minimum wage/salary requirements under local law.

Benefits include medical, dental, vision, wellness programs, life insurance, health and dependent care spending accounts, paid time off, 401(k), pension, profit sharing, short- and long-term disability, tuition reimbursement and adoption assistance, subject to the eligibility requirements for each benefit plan.

CHS is an Equal Opportunity Employer/Veterans/Disability.       

Please note that any communication from a CHS recruiter would be sent using a chsinc.com email address. In addition, a CHS recruiter will not ask for confidential information over the phone or in an email, or request money from a candidate involved in an offer process. If you have questions regarding an employment opportunity, please reach out to chscareers@chsinc.com; to verify that the communication is from CHS.

I'm interested

Explore the area

Find out what's near this job location.

Learn more

Additional opportunities

No recently viewed jobs here...yet

Please browse jobs on this site.

Then, you'll be able to see your recently viewed jobs here.

No saved jobs are here...yet

Press 'save' on any job that you find while searching this site.

  • A history of cooperations

    See how we became the leading farmer-owned cooperative in the United States.

  • See how sustainability is at the heart of our cooperative system.

  • Celebrating our impact

    CHS strives to bring a positive impact to the communities we do business in through strategic initiatives focused on supporting rural youth, safety and community projects, hometown communities and farmer-owned cooperatives. Learn more in our FY25 sustainability report.

  • Celebrating our results

    See how CHS performed in agronomy, grains, foods and energy in our annual report.

  • Commitment to sustainability

    CHS knows that investing in a foundation of sustainability provides access to the global marketplace while growing a responsible and resilient business that creates value for our owners. Read our 2025 sustainability report to learn more.

  • Doing better - together

    See how we accomplish great things in our communities by working together.

  • Extending our positive impact

    Find out how we help hometown communities thrive.

  • Learn why we call farming our career, our passion and our life.

  • Spraying equipment driving in a field.

    Get to know CHS

    At CHS, we work every day to help America’s farmers be more successful. Our depth of solutions, infrastructure, expertise and global market access provide farmers and cooperatives with resources they can count on to help their businesses grow. Together, we’re making a difference around the world.

  • CHS recognized for business integrity

    CHS recognized for business integrity

    We are excited to announce that CHS has been recognized for the second consecutive year as one of the World’s Most Ethical Companies. This recognition reflects our commitment to conducting business in an ethical manner and highlights our employees’ efforts to bring our values to life through their daily interactions with our owners, customers and communities.

  • Supporting our military team members

    CHS recently received the Above and Beyond award from the Minnesota Employer Support of the Guard and Reserve (ESGR) for its outstanding support of active military members.

  • When you’re an owner of a cooperative connected to CHS, the money you spend stays in your community.

  • See why we say farming is our career, our passion and our life

  • Women on laptop

    Many interns at CHS join the team full-time. That was the case for Lindsey Torell. Starting as a patron equities intern in 2017, she’s now been with CHS for six years. "It’s always stood out to me how CHS has a culture that is so strongly rooted in integrity," she says. "I’ve witnessed how everything is done with honesty, transparency and accountability."

  • Dois homens observando um guindaste.

    CHS em resumo

    Com negócios nos setores de energia, agronomia, grãos e alimentos, a CHS está empenhada em criar conexões para capacitar a agricultura e ajudar os seus proprietários, clientes e outras partes interessadas a expandir os seus negócios através de operações nacionais e globais.

  • Different careers in the cooperative system

    Reliability and maintenance leaders are responsible for building a safe and productive workplace while using preventive and predictive maintenance to ensure operations run smoothly.

  • Doing good together

    When you volunteer, not only are you giving back to those in need, you are also living the CHS value of cooperative spirit and strengthening hometown communities across the CHS system

  • Together, we are changing agriculture

    CHS supports owners and customers around the world with products and services to help the grow and thrive.

  • Get Jordan’s tips for how to make the most of your experience.

  • CHS em resumo

    Com negócios nos setores de energia, agronomia, grãos e alimentos, a CHS está empenhada em criar conexões para capacitar a agricultura e ajudar os seus proprietários, clientes e outras partes interessadas a expandir os seus negócios através de operações nacionais e globais. Saiba mais

  • Os quatros focos de Sustentabilidade na CHS

    Os quatros focos de Sustentabilidade na CHS

    Na CHS, a sustentabilidade impulsiona nossas operações na América do Sul. Priorizamos a redução de emissões através de soluções inovadoras e sustentáveis na produção. Minimizamos riscos de desmatamento comercializando commodities responsáveis, que demonstram rastreabelidade e respeito a moratórias ambientais. Atuamos em conjunto com projetos, iniciativas e associações do setor para promover as melhores práticas de produção. E apoiamos iniciativas que promovem soluções concretas para garantir a proteção de ecossistemas e comunidades.

  • Lorem Ipsum

    Lorem ipsum dolor sit amet, consectetur adipiscing elit. Etiam interdum, justo in vestibulum pellentesque, ipsum nunc lacinia quam, sed varius nunc odio sed magna. Etiam non est at augue elementum mollis. Nam at semper elit.

  • Different careers in the cooperative system

    Flour production managers keep facilities producing enough high-quality flour to meet demand and ensure all shipments go out on time.

  • Different careers in the cooperative system

    Master electricians at CHS keep facilities and offices working and producing food for consumers from coast to coast.

  • Different careers in the cooperative system

    Strategic sourcing specialists choose and purchase the heavy machinery needed for food processing and transportation.

  • Kelsey, an energy retail specialist with CHS, brings new ideas and business growth strategies to his customer base of Cenex® brand retail store owners and management teams.

  • Funcionários trabalhando com notas adesivas.

    Desenvolvimento profissional

    Oferecemos oportunidades de desenvolvimento por meio de experiências no trabalho, como novos desafios e projetos interdisciplinares, e aprendizado através de mentoria, coaching e networking. Além disso, oferecemos treinamento formal que inclui aprendizado digital sob demanda, programas de desenvolvimento individuais e coletivos bem como academia de liderança e workshops de desenvolvimento de equipes. Ao trabalhar com os líderes, os funcionários podem aprimorar suas habilidades e conhecimentos para alcançar seus objetivos profissionais.

  • Dos hombres observando una grúa.

    CHS en resumen

    Con negocios en los sectores de energía, agronomía, granos y alimentos, CHS está comprometida en crear conexiones para capacitar la agricultura y ayudar a sus propietarios, clientes y otras partes interesadas a expandir sus negocios a través de operaciones nacionales y globales.

  • Los cuatro focos de Sostenibilidad en CHS.

    Los cuatro enfoques de Sostenibilidad en CHS

    En CHS, la sostenibilidad impulsa nuestras operaciones en América del Sur. Priorizamos la reducción de emisiones a través de soluciones innovadoras y sostenibles en la producción. Minimizamos riesgos al desmonte comercializando commodities responsables, que demuestran rastreabilidad y respeto a moratorias ambientales. Actuamos en conjunto con proyectos, iniciativas y asociaciones del sector para promover las mejores prácticas de producción. Y apoyamos iniciativas que promueven soluciones concretas para garantizar la protección de ecosistemas y comunidades.

  • Empleados trabajando con notas adhesivas.

    Desarrollo profesional

    Ofrecemos oportunidades de desarrollo a través de la experiencia laboral en un entorno de aprendizaje continuo, nuevos desafíos y proyectos con equipos multi regionales, como así también aprendizaje mediante mentoría, coaching y networking. Además de capacitación formal que incluye aprendizaje digital a demanda, programas de desarrollo de liderazgo y talleres en equipos heterogéneos. Se apunta al desarrollo de líderes y equipos en mejora de habilidades y conocimientos a fin de contribuir al logro de objetivos profesionales individuales.

  • Learn how a CHS agronomy internship prepares Allison for a career in ag retail and farming.

    Intern spotlight

    Learn how a CHS agronomy internship prepares Allison for a career in ag retail and farming.

  • Intern working in a lab.

    Whether you are interested in chemistry, finance, plant science, engineering or anything in between, there may be an opportunity to pursue your passion in an internship at CHS. Our internship program lets you apply your skills and fuel your curiosity as we pursue our purpose of creating connections to empower agriculture.

  • Hear from Jessi Sletten, vice president of talent acquisition and HR operations, about the partnership CHS has with the Hiring Our Heroes program.

    Hear from Jessi Sletten, vice president of talent acquisition and HR operations, about the partnership CHS has with the Hiring Our Heroes program.

  • Connect with our team

    Connect with our team

    For any questions or information about job opportunities, reach out to our recruiters today.

  • Driving the future of agronomy

    As the nation’s leading farmer-owned cooperative, CHS is driving the future of agriculture through innovation and collaboration. From delivering proven agronomy solutions and advanced crop inputs to supporting sustainable farming and strengthening agricultural supply chains, we’re helping rural America achieve long-term growth and success.

  • Connecting local farmers to global supply chains.

    As the nation’s leading farmer-owned cooperative, CHS helps feed the world. Through innovation and integration, we connect local farmers to a global supply chain, develop proven agronomy solutions, expand market access and support sustainable farming while strengthening our rural communities.

  • Feeding and fueling the world

    As the nation’s leading farmer-owned cooperative, CHS connects growers to global markets, delivers reliable and renewable fuel and supports producers in increasing efficiencies. Powered by innovation and global partnerships, we empower rural communities to grow stronger every day.

  • Powering communities and keeping America moving

    As the nation’s leading farmer-owned cooperative, CHS is committed to refining the future of energy with solutions for today and tomorrow. We power communities by providing reliable fuel, lubricant and propane solutions that sustain farming operations, fuel hardworking industries and support the people who keep America moving.

  • Career areas

  • Life at CHS

  • Inclusion

    Discover our commitment to inclusion.

  • Benefits

    See how we help you take care of your health and finances through every life stage.

  • Global perspective

    At CHS, we connect farmers and producers with the rest of the world, serving customers in more than 60 countries. Learn more about our global locations here.

  • Internships

    Take a look at all the Internship opportunities for you to kick-start your career at CHS. Learn more of the opportunities we have to offer here.

  • CHS América do Sul - Português

    Explore oportunidades de carreira emocionantes na América do Sul com a CHS. Junte-se a uma equipe que valoriza inovação, inclusão e crescimento. Descubra funções que fazem a diferença e comece sua jornada hoje mesmo.

  • CHS America del Sur - Español

    Explora emocionantes oportunidades profesionales en Sudamérica con CHS. Únete a un equipo que valora la innovación, la inclusión y el crecimiento. Descubre roles que marcan la diferencia y comienza tu camino hoy mismo.

  • Military and Veterans

    Explore military and veteran career opportunities at CHS Inc. Discover how your skills translate to rewarding roles, supportive programs, and career growth with CHS.

Stay connected

Get job alerts

Interested in a specific role or location? Sign-up for job alerts and we’ll automatically notify you when there’s an opening.

Get job alerts

Select a job category and location, then click “Add+” for each saved search. Don't forget to also separately choose a location of "Remote" to stay informed about remote opportunities. Finally, click “Sign up” to create your job alert.

Interested InSelect a job category from the list of options. Search for a location and select one from the list of suggestions. Finally, click “Add” to create your job alert.

  • Finance & Accounting, Mitchell, South Dakota, United StatesRemove

By submitting your information, you acknowledge that you have read our privacy policy and consent to receive email communication from us.

Join our talent community

Want to stay in touch? Join our talent community and we’ll send you updates about what’s happening at CHS and when we’re hiring.

Sign up